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W E L C O M E - T O - A F B

Updates:

Get upto 4%* on our Savings Account Balances with Alliance Financial Bank.

More Details

Dear Customer, We have launched Video KYC facility for New customer to open savings ac

CERTIFICATES OF DEPOSIT

A Certificate of Deposit (CD) from Our Bank offers you a unique opportunity with a greater earning potential and added security. CDs are a guaranteed investment and growing source of interest that you can easily convert into cash. Plus, they offer higher rates than a regular savings account. Put your money to work for you!.

Here’s how it works:

  • 1. Purchase a CD with a fixed sum of money for a fixed period of time - this can range anywhere from six months up to five years, whichever is convenient for you.
  • 2. Your CD earns interest which compounds quarterly.
  • 3. When you cash in your CD at its maturity date, you receive the money you originally invested plus the compounded interest.

INTEREST RATES


Certificates of Deposits

Effective April 1, 2022

ADD IT UP CD $100 Minimum $1,000 Minimum $15,000 Minimum $30,000 Minimum
Term Interest Rate APY Interest Rate APY Interest Rate APY Interest Rate APY
24 Months .15% .15% .40% .40% .45% .45% .50% .50%
$1,000 Minimum $15,000 Minimum $30,000 Minimum
Term Interest Rate APY Interest Rate APY Interest Rate APY
6 Months .25% .25% .30% .30% .35% .35%
1 Year .30% .30% .35% .35% .40% .40%
11/2 Years .35% .35% .40% .40% .45% .45%
2 Years .40% .40% .45% .45% .50% .50%
3 Years .50% .50% .55% .55% .60% .60%
4 Years .60% .60% .65% .65% .70% .70%
5 Years .70% .70% .75% .75% .80% .0%

CD Specials

Term Minimum Deposit Interest Rate APY
- - - -
- - - -
- - - -
11 Months $10,000 .60% .60%
11 Months $25,000 .70% .70%
21 Months $10,000 .75% .75%
21 Months $25,000 .90% .90%

IRA Savings**

Minimum Deposit Interest Rate APY
$0 .40% .40%
$5,000 .40% .40%
$25,000 .50% .50%
$100,000 .60% .60%

**Each IRA depositor is insured to $250,000 by the Federal Deposit Insurance Corporation

Checking and Savings

Name Minimum Interest Rate APY
Savings** $0 .10% .10%
Kids First Savings** $0 .10% .10%
Money Market** $0 .15% .15%
$10,000 .15% .15%
$25,000 .20% .20%
$100,000 .25% .25%
$250,000 .30% .30%
Personal Checking w/Int.** $500 .05% .05%
Premier Checking** $2,500 .10% .10%
Health Savings** $0 .10% .10%
$5,000 .15% .15%
First Point Checking $0 .10% .10%
Commercial Checking w/Int.** $0 .10% .10%

The standard FDIC deposit insurance amount is $250,000 per depositor. Visit www.FDIC.gov for more information.
Click here to calculate what's insured and what portion (if any) exceeds coverage limits at the bank.

- **Annual Percentage Yields (APY) and rates may change after an account is opened
- Substantial penalty for early withdrawal of Certificates of Deposit
- Fees could reduce the earnings on interest bearing accounts